Merchant Services

Through Capital Connect, we provide frictionless unsecured, short-term business funding solutions to the South African retail sector.

Cash flow is the lifeblood of a retail business. Our affordable funding solution is an alternative to the often complicated and time-consuming application process through traditional lenders. With Click & Borrow, retail business owners can access up to R5 million in just 24 hours, so that you never miss a business opportunity. And in business, quick access to capital keeps you agile.

The capital injection gives merchants the opportunity to top-up stock, make bulk purchases at discounted rates or renovate their store. You choose the amount and repayment period, with affordable daily instalments ensuring that cash flow is maintained.

Ultimately quick access to business funding allows merchants to grow and take their business to the next level.

A version of this offering has been specifically tailored to the needs of the informal market, with a fully customisable 90-day lending facility provided to merchants. This unsecured lending solution is delivered seamlessly to our merchants using our internally developed technology. The entire vetting process is fully automated, and the approval as well as the advancement of cash takes just seconds. After approval, the capital is paid to the merchant’s virtual wallet within 24 hours to boost their business.

We are an independent provider of traditional and mobile point-of-sale (POS) payment acceptance solutions to SMMEs. With our range of card payment machines, merchants can enjoy the benefit of secure card transactions – anytime, anywhere.

We apply over 17 years of expertise in merchant solutions to recommend the card payment device best suited to their transaction needs. Merchants can give their customers more in-store and get more foot traffic by offering quick, easy and convenient cash withdrawals at till points.

Existing clients in our network can also benefit from quick access to capital to grow their business. Based on card throughput, we can provide hassle-free access to capital for business growth.

With ‘always-on’ payment functionality (through our Wi-Fi and dual SIM enabled card payment terminals) merchants enjoy more uptime. Our devices also enable cash withdrawal at till points so that merchants can provide greater convenience to customers.

Through Prism, we provide cryptography and secure token vending solutions for payment and utility vending clients.

Our superior security is built from years of experience. Our products and services have defined the very security standards upon which countless local and international organisations operate. As each new generation of Hardware Security Module is designed by us, their manufacture and support systems build on experience and expertise gained from previous generations.