Legal

Please download the Lesaka SA Privacy Policy

"Lesaka" shall mean Net1 U.E.P.S. Technologies, Inc. and all of its indirect and direct subsidiaries and “website” shall mean this website.

• Net1 may from time to time amend these Terms of Use.  Your use of this website is subject to these Terms of Use and any other conditions contained in this website, such as the Privacy Policy. By accessing or using this website, you are deemed to have agreed to such use because such use is subject to your agreement as aforesaid.
  
  
• You acknowledge that all rights in and to the information contained on this website, including all intellectual property rights (including copyright) contained in such information, shall at all times vest in Net1 and no rights thereon are conferred upon you or third parties.  You expressly agree not to reproduce or copy the information on this website.  Further, you shall not create any links to this website from anywhere else, without the express written consent of Net1.
  
  
• This website and the information on it is provided "as is" and Net1 makes no representations or warranties of any nature in relation thereto.  Further, Net1 shall attract no liability or loss or damages of any nature, howsoever arising, which you or third parties may suffer as a result of the content of this website or as a result of your or third parties' use of the website (including the placing of reliance on the accuracy or veracity of the information contained on this website).  You indemnify Net1 accordingly.

• Should you post or place anything on this website or do anything in connection with or relating to this website, which is contrary to law or public interest or may give rise to a claim, you indemnify and hold Net1 harmless against any expense, loss, damage or liability of any nature and howsoever arising which Net 1 may suffer as a result.

• These Terms of Use are the whole agreement between Net1 and you in relation to your use and visitation of this website.  No other representation or warranty of any nature shall apply.  No indulgence by Net1 shall constitute a waiver of rights or estopp Net1. Net1 only may cede or assign its rights and obligations in terms hereof.  Should any provision or term contained in these Terms of Use or elsewhere in this website, be declared by a court of competent jurisdiction to be illegal or unenforceable in any jurisdiction, then such provision only shall be severed from these Terms of Use and the remaining Terms of Use shall continue to be enforceable and effective.

Disclosures in terms of the Financial Advisory and Intermediary Service Act 37 of 2002.

• Moneyline Financial Services (Pty) Ltd FSP Licence No.46068
• EasyPay Everywhere FAIS Statutory Disclosures
• Moneyline Finbond FAIS Statutory Disclosures
• EasyPay Everywhere Lite FAIS Statutory Disclosures

Disclosures in terms of the Financial Advisory and Intermediary Service Act 37 of 2002.

• Moneyline FAIS Statutory Disclosures for the use of the EasyPa Everywhere Card and Account
• Terms and Conditions for the use of the EasyPay Everywhere Card and Account
• EasyPay Everywhere Brochure
• EPE Online Platform Terms and Conditions
• Moneyline FAIS Disclosures for the use of the EasyPay Everywhere Lite Card and Account
• EasyPay Everywhere Lite Brochure

Disclosures in terms of the Financial Advisory and Intermediary Service Act 37 of 2002.

• Moneyline (Finbond) FAIS Statutory Disclosures
• Terms and Conditions for the use of an Infinity Card and Account
• Terms and Conditions for the use of a Kanako Card and Account
• Terms and Conditions for the use of an Infinity Lite Card and Account
• Infinity Brochure
• Infinity Lite Brochure
• Kanako Brochure

Terms and Conditions and Disclosures in terms of the Financial Advisory and Intermediary Service Act 37 of 2002.

• EasyPay Loans FAIS Statutory Disclosures
• EasyPay Loans Customer Survey Terms of Use
• EasyPay Loans Terms and Conditions
• EasyPay Loans USSD Terms and Conditions

Please download the Lesaka Technologies SA PAIA manual.

Standard Terms and Conditions for Prism Suppliers in accordance with which Prism places Orders for Goods and Services

View or Download these Terms and Conditions

• In this agreement - "supplier"-shall mean the person whose name appears on the order which is annexed hereto or on which these terms are printed or in any other circumstances, any person/s who undertake to supply any goods or provide any service to Prism; and "Prism" - shall mean, collectively or individually as the case may be, Prism Holdings Ltd and/ or any of its subsidiaries from time to time; and  "goods" - shall mean any items or services of whatsoever nature that are supplied by the supplier to Prism.

• Terms - The only basis upon which the Prism is prepared to do business with the supplier is that, notwithstanding anything in any acceptance, order, invoice or other document or agreement to the contrary, these terms and conditions shall, to the extent that they conflict, prevail over any other agreement between the supplier and Prism.  Prior to delivery of goods, Prism may revoke or cancel any order without any right of recourse by the supplier.  The risk in and ownership of any relevant goods shall pass to Prism on delivery at Prism premises.  The supplier warrants that the goods and/or services purchased by it are fit for the purposes for which they are purchased by Prism and are of a reasonable standard which a reasonable purchaser could expect .  Any further express warranties recorded in any agreement between the parties shall apply in addition to the aforesaid. Prism shall under no circumstances be liable for consequential damages, loss of profits or punitive damages.  Prism shall make payment within 30 days of the end of the month in which it receives a statement.

Standard Trading Terms and Conditions of Sale

View or Download these Terms and Conditions

In this agreement -

• clause headings are for convenience and shall not be used in its interpretation and unless the context clearly otherwise -
   
  • an expression which denotes any gender includes the others AND a natural person includes an artificial person and vice versa AND the singular includes the plural and vice versa;
  • the following expressions shall bear the meanings assigned below and cognate expressions bear corresponding meanings -
    
    
    • "customer"-shall mean the person whose name appears on the invoice/quotation/credit application which is annexed hereto or which is printed on the reverse side hereof or in any other circumstances, any person or persons at whose request or on whose behalf the supplier undertakes to supply any goods, do any business, or provide any service;
      
      
    • "supplier" - shall mean, collectively or individually as the case may be, Prism Holdings Limited and/ or any of its subsidiaries from time to time, which supply goods or services to customers;
      
      
    • "goods" - any items or services of whatsoever nature that are supplied by the supplier to the customer in terms hereof;
      
      
• These Terms and Conditions to Prevail
  
  
  • The only basis upon which the supplier is prepared to do business with the customer is that, notwithstanding anything in any acceptance, order or other document or agreerement to the contrary, these terms and conditions shall constitute the sole terms of the agreement between the supplier and the customer and shall operate in respect of any and all business between them.
    
    
• No Variations or Amendments - This agreement constitutes the whole agreement between the customer and the supplier relating to the subject matter hereof and no amendment to, cancellation or variation of this agreement or any waiver or indulgence which would otherwise give rise to estoppel, shall be binding unless recorded in a written document signed by an authorised representative of the supplier.
  
  
• Quotations and Orders - Any quotation given is not an offer by the supplier to sell the goods but constitutes an invitation by the supplier to the customer to do business with the supplier and it may be revoked at any time by the supplier. The supplier may accept or reject in whole or in part any order placed upon it by the customer and a contractual obligation to supply shall only exist if, after acceptance of the quotation, the supplier confirms that a contract exists or tenders supply of goods. An order may not be withdrawn until accepted or rejected by the supplier.
  
  
• Purchase Price and Payment
  
  
  • Orders are accepted by the supplier only on the basis that the prices charged will be those ruling at the date of despatch of the goods, unless otherwise expressly stated. A copy of the suppliers ruling prices from time to time may be obtained from It.
    
    
  • The customer shall be obliged to pay to the supplier in addition to the contract price herein -
    
    
    • the amount of any tax (including VAT), duty or other charge (including an amount equal to any withholding tax) of any nature whatsoever imposed by any law or regulation AND any other additional costs of any nature whatsoever arising due to factors beyond the control of the supplier. For example the supplier may increase the purchase price in respect of any goods supplied in order to make provision for any increases in costs.
      
      
  • Any expense incurred by the supplier at the instance of the customer including those incurred in modifying or otherwise altering or making additions to the design, quantities or specifications for goods, shall be paid in addition to the relevant purchase price.
    
    
  • The purchase price payable to the Supplier in respect of any goods shall be payable by the customer to the supplier, at the supplier's head office or at such other place as the supplier may direct from time to time, in cash AND in United States Dollars or other currency nominated by the supplier and without deduction or set-off AND free of any exchange, and
    
    
  • The purchase price and delivery is ex-works and unless specifically provided to the contrary, excludes insurance and freight, which shall be paid directly by the customer of reimbursed to the supplier, at the supplier's instance. The customer may not withhold payment nor set off any amount due to the customer by the supplier.Goods repaired may be sold by the supplier to defray repair/ storage costs if not collected within 30 days of repair.
    
    
• Risk - The risk in any relevant goods shall pass to the customer on delivery thereof by the supplier to the customer.
  
  
• Delivery - Any delivery date indicated by the supplier shall be regarded as the estimated date of delivery and is not binding on the supplier. The customer shall accept delivery whenever it is tendered. The customer shall inspect all goods upon delivery and shall endorse the delivery note as to any missing or damaged goods, failing which any claim for missing or damaged goods is waived. Delays in delivery due to any act or omission of the customer shall render it liable to pay storage costs. If the supplier agrees to engage a third party to transport the goods, it is hereby authorised to engage a third party on the customers behalf.
  
  
• Warranties and Guarantees
  
  
  • No Warranties, guarantees or representations, express or implied or tacit Whether by law, contract or otherwise and whether they induced the contract or not, which are not set forth in this agreement shall be binding on the supplier, the customer irrevocably waiving any right (common law or Otherwise) it may have to rely thereon, and the goods are purchased on the basis that they are taken "as is" and with the exclusion of all common law and other remedies.
    
    
  • To the extent that goods supplied by the supplier are in any way defective, the customer shall be entitled, within 3 months of the delivery of the relevant goods, to claim the replacement or repair of goods to eliminate any defect in workmanship or materials found to be due exclusively to any acts or omissions on the part of the supplier, in the suppliers sole opinion (which shall be binding on the customer), of which defects the supplier shall have been notified in writing by the customer within 10 days after the defect arises. The supplier shall not be responsible for costs incurred in dismantling or fitting replacement parts or reassembling the goods. The supplier's liability shall be limited on return to the supplier of the goods or parts thereof, to what is set out above.
    
    
  • To be valid a claim in terms of the guarantee as set out in clause 8.2. it must be in writing and must be supported by the original tax invoice. In addition the goods must be returned to the supplier in their original undamaged packaging.
    
    
  • Save as aforesaid, the the supplier shall have no liability the supplier does not warrant that the goods will be fit for any purposes.
    
    
  • The supplier shall have no liability in terms of clause 8.2 if repairs or modifications have been made by persons other than the supplier; if any goods are operated with any equipment or part not specifically supplied or approved in writing by the supplier; or the goods were not operated, installed or maintained properly and in accordance with the supplier's instruction.
    
    
  • Repairs or replacements are not subject to a new guarantee.
    
    
• Handling Fee - The supplier may levy a fee of 10% of the purchase price of goods returned to and accepted by the supplier.
  
  
• Ownership - Ownership (or in the case of software, the non-exclusive and non-transferable right to use the object code) any goods shall not pass to the customer, notwithstanding installation,  until the purchase price and interest has been paid.  Accession shall not apply. Copyright and title to all intellectual rights in all operating software and documentation remains vested in the supplier.
  
  
• Insurance - The supplier may require the customer, at its own expense and at any time, to insure the goods with a reputable insurer and thereafter keep the goods insured until paid for in full and the customer hereby cedes such policy to the Supplier.
  
  
• Breach
  
  
  • Subject to clause 12.2., if the customer breaches any of the terms or conditions hereof or any other agreement with the supplier or fails to pay any amount when due or commits any act of insolvency or endeavours to compromise generally with its creditors or does or causes to be done anything which may prejudice the supplier's rights hereunder or at all, or allows any judgement against it to remain unsatisfied or is placed into provisional or final liquidation or sequestration or judicial management or receivership, the supplier shall have the right, without prejudice to any other right, to elect to -
    
    
    • treat as immediately due and payable all amounts which would otherwise only become due and payable in the future;
      
      
    • cancel this agreement and retake possession of any of the goods sold.
      
      
  • The supplier has no obligation to perform in terms hereof while the customer has not performed all its obligations. No claim will arise against the supplier unless the customer has afforded 30 days written notice for the rectification of the cause. Amount due and payable to the supplier shall be determined and proven by a certificate issued by the supplier.
    
    
• No Cession - The customer shall not be entitled to cede or assign any rights and/or obligations to any third party.
  
  
• Costs - The customer shall be liable for all costs incurred by the supplier in the recovery of any amounts or the enforcement of any rights which it has  hereunder, including collection charges legal costs on an attorney and own client scale whether incurred prior to or during the institution of legal proceedings or if judgment has been granted, in connection with the satisfaction thereof.
  
  
• Exemption and Indemnity -The customer shall have no claim of any nature whatsoever whether for damages, reduction of purchase price, cancellation or otherwise, against the supplier, its servants or agents, in respect of any loss or damage sustained by the customer of any nature.
  
  
• Severability - Each paragraph or clause in this agreement is severable the others and if any are found by any competent court to be defective or unenforceable for any reason whatever, the remaining paragraphs or clauses shall be of full force and effect.
  
  
• Force Majeure - Any transaction is subject to cancellation by the supplier due to force majeure from any cause beyond the control of the supplier, including, inability to secure labour, power, materials or supplies, or by reason of an act of God, war, civil disturbances, riot, state of emergency, strike, lockout, or other labour disputes, fire, flood, drought or legislation.
  
  
• Interest - The customer shall pay interest to the customer on all amounts not paid on due date at the London Inter Bank Offered Rate or the highest rate permissible by law, compounded monthly in arrears, reckoned from the due date until date of payment.
  
  
• IPR - If the goods delivered by Prism is software or contains software then all rights in and to and related to such software, including copyright, shall at all times remain vested in Prism, save that the customer shall, against payment, acquire a non-exclusive, non-transferable right to use the compiled object code version of it and shall be precluded from decompiling or reverse engineering or re-engineering same or attempting to do so.

1. Smart Life Funeral Benefit Disclosures For Easypay Everywhere Card Holders

1. The Smart Life Insurance Company Limited ("Smart Life") is authorised as a category I Financial Services Provider (FSP 45983). The license authorises Smart Life to provide financial services with respect to funeral/assistance assurance (subcategory 1.1. - Long-term Insurance: Category A), risk cover (subcategories 1.3 and 1.20. - Long-term Insurance: Categories B1 & B2) and single premium investments (subcategory 1.4. - Long-term Insurance Category C).
   
   
2. Smart Life is a registered long-term insurance company and does not have any contracts with other product providers and it does not earn any income from other product providers. Smart Life does not own shares in any other product provider.
   
   
3. Smart Life can be contacted at the following contact details: The Smart Life Insurance Company Limited, 3rd Floor President Place, Corner Jan Smuts Avenue and Bolton Road, Rosebank. Telephone: 011 343 2133 and/or on Fax: 086 212 8254
   
   
4. Moonstone Compliance (Pty) Ltd is Smart Life's compliance practice on record and can be contacted at: 25 Quantum Street, Techno Park, Stellenbosch, 7600. Tel: 021 883 8000 / Fax: 021 883 8005 /
   E-mail address: ghancke@moonstonecompliance.co.za
   Website: www.moonstoneinfo.com
   
   

2. Your Cover

1. Please note the following information regarding your policy:
   1. Policy Holder - Net1 Applied Technologies South Africa (PTY) LTD
      
      
   2. Insured life - EasyPay Everywhere card holder only
      
      
   3. Cover Amount - R 2 500.00
      
      
   4. Premium payable - R 0.00 (this is a value added benefit for EasyPay Everywhere card holders)
      
      
   5. Waiting period - no waiting periods applicable
      
      

3. Provision Of Benefit

1. The benefit will only be provided to the claimant upon the death of the card holder
   
   
2. The benefit will not be payable in a case where the card was not active (not in use) for a period longer than one (1) month prior to the date of death
   
   

4. Claims

1. In the event of the death of an insured person (EPE card holder) we will need a Smart Life completed signed claim form, a copy of the death certificate, BI-1663 (notice of death), and copy of identity for the insured person and the claimant, claimant certified bank statement/letter not older than three (3) months and a signed affidavit proofing the relationship.
   
   
2. To lodge a claim send the above mentioned required documents either via email to : claims@smartlife.co.za or fax to 086 212 8254. Should the claimant require further assistance he/she can contact one of our consultants on 011 343 2133 or SMS "claim" to 43748 and we will call you back.
   
   
3. We will not accept any claims lodged more than 3 months (90 days) after the date of death of the insured person.
   
   
4. The proceeds of the claim paid under this policy in respect of the insured life insured will only be paid to the next of kin of the insured life.
   
   

5. Complaints

1. Should you wish to lodge a complaint against Smart Life or any of its representatives/employees, please do so in writing by either sending an email to : complaints@smartlife.co.za or sending a fax to 086 212 8254. Alternatively SMS "complaint" to 43748 and well will call you back. A copy of our complaints policy is available at your request.
   
   
2. If you are not satisfied with our response to your complaint you can refer the matter to either:
   
   The Ombudsman for Long-term Insurance
   PO Box 45007
   Claremont
   7735
   Phone: 021 657 5000
   Fax: 021 657 0951
   
   The FAIS Ombud
   PO Box 74571
   Lynwood Ridge
   0040
   Phone: 012 470 9080
   Fax: 012 348 3447

Download the EasyPay Insurance Funeral Plan Terms and Conditions here.

Download the EasyPay Insurance Pensioner’s Plan Terms and Conditions here.